Car accidents are part of life. Many people never have one. Others tend to be magnets for other drivers. However, if you are ever in a car accident here are some tips.
If you are injured and/or there is serious damage to your car, call 911 first. Do not do anything that could cause you to further injure yourself or someone else.
If no injury and it is just a fender bender or small parking lot accident, then the police may not be necessary. But do what you need to do to keep yourself and your car from further harm. If the accident happened on the street and it is minor and you can drive to a safer spot, get off the street. If in a city or town, drive to a close-by parking lot.
IF you choose to not call the police - stay calm, humble and kind, even if you are sure it is the other driver’s fault. Don’t place blame or accept blame. Take pictures of both cars closeup and from a distance.
Exchange insurance information and if you feel safe, you can exchange your phone numbers and addresses. If the other driver is not being kind or respectful and you do not feel comfortable giving your contact information, give the other driver the phone number for your insurance agency. If they insist on your phone number, then say, “Let’s call the police for a police report.”
Now, that being said, we want to share what the Indiana BMV states, Indiana Law Regarding the Duties of Drivers Involved in an Accident as stated in the Indiana Drivers Manual, chapter 6, page 96 (link is below).
Major Accidents with Injury
Again, try to stay calm. If you are not injured and others are, you have a responsibility to provide help to those injured as directed by the police, other medical personnel or a 911 operator.
As soon as possible after the accident, report it to your insurance agency.
Provide complete details: